Start free. Upgrade when you grow.
No hidden fees, no surprise charges. Every plan includes the core Payix platform.
Personal
For everyday spending and saving.
- Free Payix account & virtual card
- Send & receive in 196+ countries
- Basic spending analytics
- 2 currency accounts
- Email support
Business
For teams that move money daily.
- Everything in Personal
- Unlimited team members & roles
- Physical + virtual card issuing
- Advanced analytics & reports
- 10 currency accounts
- Priority support
Enterprise
For platforms and banks at scale.
- Everything in Business
- Cloud-based API access
- Dedicated account manager
- Custom card programs
- SLA & compliance support
Frequently asked questions
Can I use Payix for free?
Yes. The Personal plan is free forever — no credit card required to sign up.
What happens after the Business trial ends?
You can enter payment details to continue, or you're automatically moved to the free Personal plan. No surprise charges.
Can I switch plans later?
Anytime. Upgrades apply instantly and downgrades take effect at the end of your billing period.
Do you charge transaction fees?
Transfers between Payix accounts are always free. External transfers use transparent mid-market rates with a small disclosed fee.